PAYG Travel

Using the sQuid network for travel
In addition to using sQuideMoneyto pay for the little things in life, the sQuid e-payments network can also be used for pay-as-you-go (PAYG) travel journeys. sQuid is as a top-up partner for paid-for transit schemes based on ITSO standards, having developed and operating a transit purse for ITSO stored travel right (STR) purchases, called the sQuid Travel Settlement Service (TSS).

Pay as you go bus travel

The GoCymru PAYG Travel card - PILOT UNDERWAY
GoCymru have teamed up with ACT and sQuid, to introduce pay-as-you-go (PAYG) bus travel in Wales. Cards can be topped up online or have Auto top up set up so that they never run out of funds. Read more from ITSO >

Commercial Ticketing
ACT (Applied Card Technologies Ltd) of Smart Transactions Group, provide smart ticketing for train, bus and integrated transport networks; our enterprise-grade systems are fully interoperable and allow you to manage high numbers of customers and card transactions.

Concessionary Travel
ACTof Smart Transactions Group, deliver a truly joined-up concessionary travel scheme with a smart card-based ITSO solution. Our enterprise-grade systems are fully interoperable and are the leading choice in UK concessionary travel.

Smart Transactions Group
Smart Transactions Group is the UK leader in digital contactless payments and ticketing, processing millions of contactless transit and payments transactions every day, but with ambitions for much greater scale in the UK and international markets. The group was created by bringing together two UK start-ups; next generation digital payments company sQuid and Applied Card Technologies (ACT), the number one ITSO transit smart card provider. For more information visit their web site >

Coming soon...

Smart ticketing programmes are also being developed by ACT and sQuid for the following transit clients:

sQuid on the Travel Plus card
B&NES and Travel Plus have teamed up with sQuid, to introduce the latest in smart card travel payments, to be launched in Bath from October 2012 as part of the SWSAL transit plan for the SW England.

sQuid on the National Express Travel card
National Express Dundee have teamed up with sQuid, to introduce pay-as-you-go (PAYG) travel in Dundee where sQuid have been working with Dundee City Council and the local retailers for the last couple of years.

Travel Settlement System (TSS) components

Using the sQuid eMoney network
The TSS interfaces with any ITSO HOPS system. The TSS comprises:

- A secure server system, holding a transit account for each transit user, tied to a specific smart card travel purse.

- An interface with the ITSO HOPS to confirm loads and unloads of value from the card account.

- An interface with the sQuid eMoney system for managing top-ups.

- A consumer portal that enables a customer to view transit purse transactions, balance, top-up, etc.

- A scheme operator portal that enables authorised personnel to view balances to be settled.

- Settlement capability.